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Banks have reported the biggest surge in the number of customers missing loan repayments since the financial crisis.

It has ordered lenders to come clean about the high-risk loans on their books and warned they will face disciplinary action if they do not set out plans to address concerns by the end of September.

This is the highest figure since the start of 2009, shortly after the taxpayer bailouts of RBS and Lloyds.

The picture is even more worrying on other unsecured borrowing, including personal loans and car finance, with 30.3 per cent more lenders reporting an increase in customers missing repayments.

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